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2012:May back to: Civic Satisfaction Home - face to face
Stop Home Foreclosures Initiative needs Volunteers CPC 2 3 4 RMPJC 2 3 Occupy
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Subject:  RMPJC: Signature gatherers need for ballot initiative to stop home foreclosures
From:  carolynbn@earthlink.net
Date:  Tue, May 29, 2012 12:55 am
To:  <walt@civicsatisfaction.org>

Please forward this to other interested people.

Signature gatherers need to get initiative on Colorado ballot in November

Your help is needed to help stop foreclosures on people's homes!

The Rocky Mountain Peace and Justice Center and the Occupy Boulder Goals and Strategies Committee have joined the Colorado Progressive Coalition's effort to get a ballot initiative on the November ballot that would require banks and other lenders to prove they own the mortgage before starting foreclosure proceedings. Under current Colorado law, lenders do not have to present any documentation to foreclose on a home owner. The issue is explained in more detail in the short article below.

Since the signature gathering at this point is being done completely by volunteers, we are looking for people who will collect signatures and who will be at locations where signatures can be gathered (fairs, religious organizations, events, etc). This is a very worthy cause, and will prevent many foreclosures from taking place in Colorado. In many cases banks cannot prove they own mortgage due to bundling of mortgages, securitization and speculation that led to the 2008 financial crash. Fraud by lenders was at the heart of this crisis.

If you can help, call Carolyn or Mary Beth at 303-444-6981 ext. 2 or send an email to Carolyn@rmpjc.org.

There are other ballot initiatives that are very worthy as well: two would protect Colorado water (http://protectcoloradowater.org/); and one would make it easier for undocumented people to get drivers licenses (Phone: AFSC: 303-623-3464). People could collect signatures for more than one measure at the same time.
______

Ballot Initiative Will Protect People's Homes Against Bank Fraud
By Carolyn Bninski

In 2006, the Colorado State Legislature sided with the banks by making it easier for them to foreclose on Colorado homeowners. Before 2006, banks had to prove they actually owned the mortgage on the property they were foreclosing on. But the 2006 law "streamlined" the process and allowed the attorney for the bank to simply attest to the bank's ownership without any proof. This led to fraud and sometimes to lenders foreclosing on homes they didn't have the legal right to foreclose on.

This process continues in Colorado and is a violation of people's property rights and of the Fifth Amendment to the U.S. Constitution, which states: "No person ? shall be deprived of life, liberty, or property without due process of law."

It is not surprising then, that in 2010, Colorado was among the top ten states in the nation for foreclosed properties. Making it easier for the banks to foreclose is obviously not in the interest of the average Coloradan, or for the 99%. Why did the people's representatives at the State Capitol betray the people? Maybe the big bucks needed for re-election?

In 2012, the Colorado Progressive Coalition and other organizations tried to get a law passed by the Colorado legislature that would have reversed the 2006 gift to the banks. Unfortunately, the bill was killed and the banks won again.

In response, the Colorado Progressive Coalition (progressivecoalition.org) and other groups have decided to take the issue to the people in a statewide ballot initiative in November 2012. According to the Coalition: "The major purpose of the proposed amendment?is to prohibit the commencement of foreclosure proceedings until the party claiming the right to foreclose?files competent evidence of its right to foreclose with the clerk and recorder of the county in which the real property is located".

It's common sense and in a recent poll 80% of Coloradans supported the proposal.

The next step is to collect the 110,000 signatures to get the measure on the ballot. Do you think the banks should have to prove they own a property before they foreclose on it? Then join this exciting campaign and help us collect the needed signatures. Contact Carolyn Bninski at the Rocky Mountain Peace and Justice Center at 303-444-6981 ext. 2 or Carolyn@rmpjc.org to help protect the rights of people against fraud by the banks.
________________________

.RMPJC is located at 3970 Broadway, Suite 105, Boulder. From Quince and Broadway go east and take a right into the second driveway into the shopping cente

Carolyn Bninski
RMPJC
303-444-6981x2

Life's most urgent question is: What are you doing for others?-Martin Luther King

This is an email from the Rocky Mountain Peace and Justice Center. We are sending you this email because you signed up to received information from us at one of our events. We will be sending you action alerts and events listings a few times a week.

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